It’s no secret that student loan debt is a huge burden for many Americans. In fact, it’s estimated that there are currently over 45 million people with student loan debt in the United States. That number is only expected to grow in the coming years. If you’re one of those Americans struggling with student loan debt, you may be wondering when you can expect some relief. Unfortunately, there is no clear answer. The date when student loans will resume depends on a number of factors, including the type of loan you have and your lender’s policies. In this blog post, we’ll explore when student loans are likely to resume in 2023 and what you can do to prepare. We’ll also provide some tips on how to manage your debt in the meantime.

When do student loans resume after a break?

1. Student loans typically resume after a break in enrollment of at least one semester. However, if a student borrower drops below half-time enrollment, their grace period on Stafford Loans will end and they will be required to begin making payments on their loan. For PLUS Loans, repayment begins 60 days after the final loan disbursement is made.

What are the consequences of not resuming your student loans?

If you don’t resume your student loans, the consequences can be dire. You may end up in default, which can damage your credit score and make it difficult to get future loans. Default also means you’ll owe the full balance of your loan, plus interest and collection fees. Your tax refund may be seized, and your wages could be garnished. You may even be sued. So it’s important to resume your student loans as soon as possible if you’ve fallen behind on payments.

How to make sure you resume your student loans on time

If you’re like most college graduates, you’re probably eager to start paying off your student loans. But before you begin making payments, it’s important to make sure that your loans are resumed on time.

Here are a few tips to help you ensure that your student loans are resumed on time:

1. Check with your loan servicer: Before you begin making any payments on your student loans, it’s important to check in with your loan servicer to make sure that everything is in order. Your loan servicer will be able to tell you when your first payment is due and can help you set up a payment plan that works for you.

2. Make a budget: Once you know when your first payment is due, it’s important to start budgeting for it. Begin by evaluating your current income and expenses and determine how much you can afford to put towards your student loan payments each month. Then, create a budget and stick to it!

3. Stay organized: In order to make sure that your student loans are resumed on time, it’s important to stay organized and keep track of all of the important dates and deadlines associated with your loans. One way to do this is by setting up calendar reminders for yourself or using a personal finance tracking tool like Mint or YNAB.

4. Don’t wait until the last minute: It’s never a good idea to wait until the last minute to make a payment on anything, but this


In conclusion, student loans will resume in 2023. This is a great opportunity for students to get back on track with their finances and start planning for their future. We encourage all students to take advantage of this program and use it to its fullest potential.